The character who most closely approximates to the authors own voice is the Reverend Doctor Folliott, a vigorous middle-aged clergyman with a love for ancient Greek language and literature, who is greatly suspicious of the reform slogan of the "March of Intellect", as well as anything done by the "learned friend" (his nickname for Lord Brougham). There are two romantic courtships, between Mr. Chainmail (who is convinced that the world has gone downhill continuously since the twelfth century) and Susannah Touchandgo (the daughter of a disgraced banker), and between Captain Fitzchrome (an attractive gentleman with only a moderate income) and Lady Clarinda Bossnowl (the daughter of an impoverished peer, who is cynically determined to make a financially rewarding marriage). The action begins during a house-party in Mr. Crotchets villa on the Thames (up-river from London), continues during a river and canal journey towards Wales, and ends in Mr. Chainmails pseudo-medieval dwelling (near Crotchets villa), with a parody of the Captain Swing riots.